Why is health insurance important

Your health is your most valuable asset. When you feel your best, it is easier to enjoy life, take care of your family and focus on what matters most.

Choosing a health insurance plan that fits your needs and budget is an important step in protecting your health, and your finances. Here’s how health insurance can help.

Save money on care

Health insurance helps lower the cost of medical care. Health plans work with doctors, clinics and hospitals in their network to set discounted rates. That means you pay less for services like office visits, tests and procedures. Without insurance, you would be responsible for the full cost, which can add up quickly.

Be prepared for the unexpected

Even if you’re healthy, accidents and illness can happen. Health insurance helps protect you from high, unexpected medical bills.

Most plans include:

• A deductible – the amount you pay before you plan start to share costs
• Cost-sharing – after your deductible, your plan pays a portion of covered services
• An out-of-pocket maximum – the most you’ll pay in a year for covered care

Once you reach your plan’s out-of-pocket maximum, your plan pays 100% of covered services for the rest of the year. This protection can help prevent financial stress during serious health events.

Get access to care when you need it

Having health insurance makes it easier to get the care you need. You’ll have access to a network of trusted providers for everything from routine checkups to ongoing care.

Many plans also cover preventive services, like annual exams, screenings and vaccines, at no cost to you. These services help catch health issues early when they’re often easier and less expensive to treat.

Taking care of your health today can help you avoid bigger problems tomorrow.

Need help finding the right plan?

We’re here to help you choose coverage that fits your life and budget. Explore your options or connect with our team to get started.

Whether you’re looking for individual health insurance in Wisconsin, or group health insurance, we can help you find the right plan. Call us at (866) 633-8321 (TTY: 711) to get in touch with an agent at no cost or request a quote. Or explore individual and family plan options from Security.

Current Security Health Plan members can access their summary of benefits and coverage through our secure member portal or by contacting customer service using the number listed on the back of their member ID card.