Medicare Supplement
Over-the-counter (OTC) benefit
You can see any provider
With our Medicare Supplement you have the freedom to use any doctor in the U.S. who has not opted out of Medicare. There is no provider network.
Our Medicare Supplement includes free, unlimited coverage for Care My Way®. When you have a health care question, call (800) 549-3174. For many common health ailments, you can talk to a nurse practitioner who will verify your symptoms and, if needed, call a prescription into your pharmacy, saving you time by avoiding a provider office visit.
How our Medicare Supplement works
- You enroll in Medicare Part A and Part B.
- You purchase our Medicare Supplement plan.
- You pay a base benefit premium based on your age and gender.
- Your plan supplements Original Medicare benefits; Medicare pays 80%, your plan pays your 20% share.
- You can purchase optional riders for additional health coverage and cost savings.
- You get some preventive services not covered by Medicare.
What's a rider?
Riders give you additional coverage for certain health care costs not covered by Medicare alone. You can choose from six optional riders that can save you money.
Part A Deductible Rider
If you select this coverage, we will pay 100% of your Medicare Part A hospital deductible ($1,736 per benefit period in 2026).Part B Deductible Rider*
If you select this coverage, we will pay 100% of your Medicare Part B deductible ($283 in 2026). The Part B Deductible Rider is not available to persons first eligible for Medicare on or after Jan. 1, 2020.
Additional Home Health Care Rider
Select this coverage and we will pay benefits for an additional 325 home health care visits each calendar year, up to a total of 365 visits per year including those covered by Medicare. NOTE: Medicare covers 100% of medically necessary home health care visits.
Foreign Travel Emergency Rider
Choose this coverage and after you pay a $250 deductible, we will pay 80% of expenses for emergency hospital, physician and medical care received outside the U.S. during the first 60 days of a trip. Lifetime maximum of $50,000.Part B Copayment or Coinsurance Rider*
This rider lowers your premium. If you select this rider, you agree to pay copayments or coinsurance for medical and emergency room visits. You will pay:
- $20 per office visit or 20% of the cost, whichever is less
- $50 per emergency room visit or 20% of the cost, whichever is less
Part B Excess Charges Rider
* You cannot have both the Medicare Part B Deductible Rider and the Medicare Part B Copayment or Coinsurance Rider.
More Medicare Supplement information
Find more Medicare plan options.
This is not a complete description of Medicare or Security Health Plan’s Medicare Supplement. For full details about Medicare coverage, refer to your Medicare & You handbook or contact the nearest Social Security office. For more information about Security Health Plan’s Medicare Supplement, call Customer Service toll-free at (844) 622-0805 (TTY 711). We are open Monday through Friday from 7 a.m. to 5:00 p.m.
Insured by Security Health Plan of Wisconsin, Inc. Policy form INS-00094. Medicare plans may be available to people under age 65 who are eligible for Medicare by reason of disability or end-stage renal disease. Security Health Plan is not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation for insurance. A licensed insurance agent/producer may contact you. Call a licensed insurance agent/producer to receive complete information including benefits, costs, eligibility requirements, exclusions and limitations.