Why health insurance matters for your business

Why health insurance matters for your business

Healthy employees are the foundation of a thriving business. The right coverage can provide peace of mind today and support your goals for tomorrow. With health insurance, you can protect your employees, finances and business so you can focus on your company’s success.

Save on unexpected medical costs

Health insurance can help cover unexpected medical costs. Even if your health plan requires you to pay certain costs out of pocket, your coverage can reduce the financial impact of an injury or hospitalization.

For example, after you meet your deductible, your health plan will begin paying a significant portion of your health expenses. Once you meet your plan’s out-of-pocket maximum, your insurance will typically pay 100% of covered healthcare expenses for the rest of the plan year.

Pay less for the same services

In-network healthcare providers negotiate discounted rates with your insurance company for covered services. When you receive care, you pay the negotiated rate instead of the full cost. Without health insurance, office visits and other medical services can be much more expensive, and you’d be responsible for paying the full amount.

Access care when you need it most

As a health plan member, you have access to quality care through a network of healthcare providers. When you’re insured, it’s easier to get the care you need for medical emergencies and chronic conditions.

You can also receive regular checkups and preventive care, often at no cost. Maintaining your health can help reduce future medical expenses while supporting your long-term well-being.

Stay protected to help your business thrive

As a small business owner, unexpected personal medical expenses can take away from your ability to focus on your business. By limiting your personal liability for medical costs, health insurance can help reduce financial strain and support your long-term goals.

Find and keep the best employees

Health insurance can also help you attract and retain top talent. Employer-sponsored group coverage is a valuable employee benefit that can strengthen your total compensation package and help you stay competitive in the job market.

We can help you find the right plan, whether you’re looking for individual or group health insurance. Call us at (866) 633-8321 to get in touch with an agent or request a quote.

Current Security Health Plan members can access their summary of benefits and coverage through our secure member portal or by contacting customer service using the number listed on the back of their member ID card.