The Affordable Care Act established the Health Insurance Marketplace. Most people who purchase coverage through the Marketplace qualify for financial assistance to help pay their health care expenses.
The Marketplace: Making health insurance affordable
A key feature of the Affordable Care Act is that subsidies and cost sharing are available to most people who buy through the Health Insurance Marketplace. If you have recently moved into the area, or you have experienced a change-of-life event, you can apply for an exemption now, so that you can have coverage for the rest of 2015.