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Facts about Medicare

Medicare is health insurance for people 65 and older, or under 65 with certain disabilities or qualifying medical conditions. Scroll down to learn more.

Facts about MedicareMedicare plans

Qualifying for Medicare

You will be automatically enrolled in what is called Original Medicare if you already get Social Security, Railroad Retirement or disability benefits. Otherwise your initial enrollment period (IEP) begins 3 months before the month you turn 65 and continues through the third month after you turn 65. Call or stop in at your local Social Security office 3 months before you turn 65 to sign up.

Visit for general information about enrolling. For more detailed information, click here to open a pdf of the official U.S. Government Medicare handbook, Medicare & You. 


Parts A, B, C & D

Part A is hospital insurance that helps cover inpatient care in hospitals and skilled nursing facilities, hospice and home health care. Part A is free for most people.

Part B is medical insurance that helps cover doctors’ services, outpatient care, home health care and some preventive services. How much you pay for Part B depends on your situation. The average monthly Part B premium is $134 in 2018, but you could pay less or more than this amount.

Part C Medicare Advantage plans combine Parts A and B and can also include Part D coverage. Medicare Advantage plans are run by private insurance companies such as Security Health Plan which are approved by and under contract with Medicare.

Part D is Medicare’s coverage that helps cover the cost of prescription drugs. This coverage is also offered by private insurance companies approved by and under contract with Medicare. 

Basic Medicare Options

Original Medicare pays for some hospital charges and some of your doctor visits and outpatient care. When you only have Original Medicare, you pay for the remainder of the costs for all of these services, including large deductibles and coinsurance.

Medicare has no out-of-pocket limits for how much you will have to pay in a year. Most people who use health care can help protect themselves from high costs by enrolling in a Medicare supplement or a Medicare Advantage plan.

One significant benefit of a Medicare Advantage plan is that the premium is the same whether you are 65 or 90 years old. It isn’t higher because you are older or may be using more health care services.


I'd like more information

“You deserve accurate, reliable information about your Medicare choices. We’re here to help you find the plan that is right for you.”

Security Health Plan
Consumer Sales Executive

The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, provider network, premium and/or copayments/coinsurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium.

Security Health Plan of Wisconsin, Inc., is an HMO-POS, MSA and D-SNP plan with a Medicare contract. Enrollment in Security Health Plan depends on contract renewal. This is a solicitation for insurance.

Y0117_MC-778-0628-C-9-17 approved – Last modified date: 9/15/17