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Secure Saver MSA

Get the flexibility to choose any provider and  control your health care costs. If you're familiar with Health Savings Accounts, Secure Saver MSA may be the right plan for you and an easy transition into Medicare coverage.  Learn more below or give us a call at 1-866-335-0482 (TTY    711).

How our MSA plan works for 2021

Other key features of Secure Saver MSA

You may use the money in your  Optum Bank MSA  to pay for health care services until you reach your $5,600 deductible.  As long as the services you receive are qualified Medicare medical expenses, your net out-of-pocket expenditure will be limited to $3,680.

Any unused funds remain in your Optum Bank account and roll over to the next year to use for future healthcare expenses.

See the doctor of your choice

Security Health Plan’s Medicare Secure Saver is available to Medicare beneficiaries whose primary residence is anywhere in Wisconsin. And with no provider network, you have the freedom to use any Medicare-certified doctor in the United States.

For details of Security Health Plan’s Secure Saver, view the Customer Guide. This booklet describes enrollment, benefits, basic plan, premiums, coverage limitations and exclusions.

Secure Saver MSA enrollment considerations

Enrollment is generally for a full calendar year with some exceptions.  In the event you qualify for enrollment during the year, Security Health Plan’s deposit and your deductible will be prorated.

In the event you disenroll during the calendar year, you will need to repay a prorated portion of Security Health Plan’s deposit.

Don't forget! Secure Saver MSA does not cover prescription drug coverage.  You will need to enroll in a separate Medicare prescription drug plan if you want prescription drug coverage.

Important! If you are newly enrolling into Medicare and have delayed your Part B enrollment, please contact us right away to discuss your options. Applicants who delay enrolling in Part B need to apply for MSA before their Part B is effective.

Contact us

For more information you can :

Security Health Plan and its agents are not in any way connected with the Medicare program. Security Health Plan of Wisconsin, Inc., is an HMO-POS, MSA and D-SNP plan with a Medicare contract and a contract with the Wisconsin Medicaid program. Enrollment in Security Health Plan depends on contract renewal.

This information is not a complete description of benefits. Call Customer Service at 1-877-998-0998 (TTY 711) for more information.